A Week In Washington, D.C., On A $56,687 Salary

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Welcome to Money Diaries, the place we’re tackling what could be the closing taboo dealing with fashionable running girls: cash. We’re asking millennials how they spend their hard earned cash all the way through a seven-day duration — and we’re monitoring each and every closing greenback.

This week a School Counselor running in Education who makes $56,687 according to yr and spends it on “epsom salts or malted milk powder? ”.

Occupation: School Counselor

Paycheck Amount (per 30 days): $three,443

Housing Costs: $1,125. I proportion a two-bedroom condominium and cut up hire lightly.

Loan Payments: $491. I’m paying off about $40,000 in graduate college loans.

All Other Monthly Expenses

Retirement & Health Insurance: I’ve round $790/month taken out of my paycheck pre-tax for quite a lot of retirement accounts, in addition to $145 for well being and dental insurance coverage.

Spotify Premium: $zero.99 (trial)

Savings: $550 for the summer season. We don’t receives a commission for 2 months of the yr, so we need to set cash apart to pay ourselves. It’s a ache, however has made me an excessively cautious budgeter!

nine:30 a.m. — I listen some neighbors outdoor and my roommate off the bed. I come to a decision it’s time to start out the weekend. I’m generally an excessively early fowl — I like to stand up sooner than the solar and feature time for quiet, espresso, breakfast, and so forth. — however I used to be up in reality past due closing night time and slept in nowadays.

nine:45 a.m. — Make a pot of espresso and warmth up breakfast. I’ve leftover whole-wheat banana bread crowned with peanut butter, plus an orange and a few sesame honey cashews. And espresso. I carry it again to mattress and devour whilst I learn a couple of New York Times articles and atone for Bravo presentations I’ve neglected this week. Not a nasty begin to the day!

11:30 a.m. — Text my good friend about our plans for the afternoon. She’s my best possible good friend and lives proper down the block from me, however we’ve each had busy weeks and haven’t observed every different. I’m in a position for some woman time!

11:45 a.m. — Swing through the library to select up the books I had on hang (a biography of Franklin D. Roosevelt and two Thug Kitchen cookbooks) since I’ve a couple of mins sooner than my good friend is able to move.

12 p.m. — Parking is loopy the place we deliberate to head, so we detour to an area brewery we’ve by no means been to. It used to be a bit little bit of a hike however the beer used to be superior. We chat concerning the guide she’s writing and appreciate the unusually violent work of art at the partitions. I pay. $23

three p.m. — I’m hangry when I am getting house, so I make the fastest factor I will call to mind: rye toast and eggs scrambled with cheddar cheese, and hazelnut chocolate for dessert.

four p.m. — I’ve been feeling tremendous odd in recent years, more or less undecided of myself, insecure, self-critical, like I don’t even know myself or what I would like. Even although I really like spending time with my best possible good friend, she is so positive of herself and assured that I every now and then really feel unsteady when compared. I remind myself to touch a counseling workplace I’ve bookmarked to agenda an appointment. I will’t inform if those are standard late-20s emotions or if I’m in reality suffering. I activate “Gilmore Girls” to convenience myself and check out to not get too wrapped up in my head. I’ve gotta get it in combination for a date this night!

four:15 p.m. — I spontaneously purchase the 1 Second Everyday app after seeing an lovable video on any individual’s Instagram tale. I do not know what to take movies of although! I assume this may occasionally problem me to be ingenious. I’ll get started the next day to come. $five.28

five p.m. — Hop within the bathe and get in a position for my date. I will not come to a decision what to put on (see suffering emotions above) and check out on roughly 3 outfits sooner than deciding on an previous devoted: a black jumpsuit with a corpulent cardigan. Curl my hair and placed on a bit make-up.

five:30 p.m. — My date is cooking steak fajitas for dinner, and I’m in command of bringing chips and salsa. I swing through the shop at the means and get them each, plus a pack of gum for my handbag. $eight.97

10:30 p.m. — Home! I had fun at the date however am having a difficult time working out if I love this man and will see long-term possible. I think like having to suppose to onerous about it most definitely does now not bode neatly. I devour a bit extra chocolate sooner than crashing.

eight:30 a.m. — Wake up, make espresso, and toast a TJ’s multigrain bagel for breakfast. I put clarified french butter on one facet (I don’t even know what in reality that is, however rattling is it just right!) and peanut butter at the different. I additionally snatch an apple. Somehow, I threw out my again between closing night time and this morning, so I hobble round a bit bit. I scheduled a barre magnificence via ClassPass for later nowadays. If I cancel, I’ve to pay a price of $15 so I am hoping it feels higher quickly.

nine a.m. — I hop within the automotive to run to a couple of grocery retail outlets. It’s a protracted weekend and I wish to do a number of cooking tasks, so I wish to refill and get the most productive costs! I power 20 mins or so out to the most productive Aldi in Virginia and get substances for my recipes and a few different necessities for the week ($60.80). I additionally forestall at Target for paper towels, sponges, and a type of diverse cereal packs my circle of relatives used to carry on holiday. I’m going to make cereal milk ice cream! ($11.59) The closing forestall is Trader Joe’s for frozen leeks, broccoli florets, parsnips, and heavy cream ($12.14). $84.53

11 a.m. — I activate Spotfiy, unpack the groceries, and get started at the base for the cereal milk ice cream.

11:30 a.m. — My buddies and I spent per week on the seaside in combination closing yr, and it used to be so a laugh that we’re doing it once more this yr! I’m in command of coordinating/reserving. I ship out an e-mail to the gang with logistics and ask them to Venmo me their proportion of the condominium, which I placed on my bank card closing week.

1:30 p.m. — Made it via barre magnificence with out throwing out my again. Small victories.

2 p.m. — Random lunch stuffed with issues within the refrigerator: a large kale salad with cranberries, goat cheese, almonds, and candy potatoes with selfmade French dressing, plus a kiwi.

2:30 p.m. — I make a batch of cereal milk ice cream (I dream of opening my very own ice cream store in the future!), with a cereal disintegrate to combine in. I let the entirety sit down within the refrigerator in a single day. I’ll churn it the next day to come.

five p.m. — Make an early dinner of Trader Joe’s frozen cauliflower fried rice with a scrambled egg added and kung pao hen, each crowned with sriracha. I really like that this meal crushes my takeout cravings at a fragment of the associated fee, and with extra veggies in addition.

five:30 p.m. — I’ve a shift on the eating place this night, so I bathe, get in a position, and power over there. I would like to stick house or move out for a lager with my good friend, however I remind myself that this cash will lend a hand pay for my seaside travel! Plus, we don’t have college the next day to come as it’s MLK Jr. Day, so I will sleep in a bit.

12:15 a.m. — Home, and so rattling drained. I wash my face, placed on PJs, and head to mattress.

eight:15 a.m. — Up and at ’em! I’m feeling unusually motivated after I get up, so when I installed my contacts, wash my face, and brush my enamel, I do a deep blank of the toilet and throw in a load of laundry. Then directly to espresso and a comforting bowl of oatmeal with bananas, dates, chia, flax and peanut butter. I additionally churn the ice cream I made the day prior to this and stick it within the freezer.

nine a.m. — I’m feeling stressed out about this seaside travel. I more or less want that I hadn’t agreed to it and had as a substitute trustworthy the cash to a brand new travel someplace other this yr, however I were given swept in. This used to be an example after I indisputably can have practiced being extra assertive as a substitute of going with the float, which is my herbal inclination. I do know it is going to be a ton of a laugh when I am getting there, although.

nine:30 a.m. — Wash the large pile of dishes within the sink, then do a little extra cooking for the week: Joy the Baker’s turkey meatballs, broccoli with garlic and olive oil, and farro.

11 a.m. — Shower and get in a position for the day. I power downtown to spend the afternoon in a couple of of my favourite Smithsonian museums, however once I am getting there I notice that will not be imaginable. There isn’t unmarried a parking spot to be discovered for blocks! I’m nonetheless satisfied to power round and swing through the Dr. MLK Jr. memorial in this vacation.

12:15 p.m. — Instead of my museum plan, I take myself out to one among my favourite eating places for a burger and a toasted marshmallow milkshake. Seriously, it’s heaven on earth. I didn’t order fries however I feel the cashier made a mistake (or used to be in reality great/flirty!) and gave me some! I sit down through the window and browse my guide, The Sound and the Fury, and folks watch whilst I devour. I depart feeling complete however glad. $13.89

2 p.m. — Call my dad at the power house and vent about feeling down. He is a smart listener and is aware of precisely what to mention.

2:30 p.m. — Take a protracted, scorching bubble bathtub with my guide and a can of glowing water — one among my favourite self-care actions. I additionally spend like 15 mins feeling the sentiments (learn: crying uncontrollably), however I think significantly better after.

three:15 p.m. — Paint my nails and watch a couple of episodes of “The Marvelous Mrs. Maisel.” Why didn’t I get started this display quicker?! The script, cloth cabinet, and appearing are all so just right. Also, Tony Shalhoub!

five:15 p.m. — Snack on an apple, nonetheless more or less complete from lunch. Feeling fancy, I placed on two face mask in a row — a a laugh, peel-off one adopted through one from The Ordinary that makes me seem like a new child alien.

7 p.m. — Prep snacks for me and my good friend to devour; she’s coming over to look at “The Bachelor” this night. I reduce up veggies, cheese, leftover banana bread, and pa a large bowl of stovetop popcorn. I by no means watch “The Bachelor” at the night time of, so it is a deal with! I additionally indisputably want some social time (however there used to be no means used to be I hanging on a bra and/or actual pants once more nowadays).

10 p.m. — I really like my good friend. She offers nice recommendation and is so humorous and supportive. We had a blast judging Arie’s awkward kisses and catching up on every different’s weeks.

10:30 p.m. — My midnight skin care regimen is already performed; all that’s left is to take out my contacts and hop into mattress. Getting up for paintings the next day to come is probably not simple…

five:45 a.m. — Wake up and get going with the morning regimen. Put my contacts in, be mindful to take my calcium tablet (I by no means know if it is helping), wash my face, and so forth. I placed on a pot of espresso and make my mattress, then get started hanging on skin care stuff and come to a decision on an outfit and breakfast. It’s going to be a balmy 40 levels nowadays after a brutally chilly weekend, so I come to a decision to put on ankle-length pants. I love to continue to exist the brink.

6:30 a.m. — Sip on my first cup of espresso and close up my lunch for paintings. I’ve a in reality tasty breakfast that I am hoping will fill me up for a hectic morning: TJ’s multigrain bagel (1/2 with butter and 1/2 with peanut butter) with two fried eggs, and a sliced pear. I additionally glance over my weekend spending on Mint, one thing I do each and every morning, if now not more than one occasions according to day. I may just most definitely ease up a bit bit in this, however I pressure out about cash such a lot that monitoring each and every penny of my spending offers me some peace of thoughts.

6:45 a.m. — I wish to depart a couple of mins early to fill my gasoline tank on paintings. I are living in D.C. however paintings within the suburbs of Virginia, so I’ve an attractive lengthy shuttle. I simply began being attentive to Jeffery Eugenides’ new quick tale assortment, so the power isn’t so dangerous nowadays! $24.52

7:30 a.m. — Get settled at paintings and drink my 2nd cup of espresso from a shuttle mug. My process is in reality demanding every now and then, however I most commonly adore it. We have a division assembly very first thing and plan for our upcoming registration. It’s just right to meet up with my coworkers after a protracted weekend and get again in a regimen. There are murmurs of a imaginable snow day the next day to come, however I’m now not counting my chickens!

10:30 a.m. — I test on a scholar whose psychological well being I’m frightened about, lend a hand some other monitor down a spare textbook from a math trainer, and reply to father or mother emails. Then I meet with a brand new scholar and her dad to turn her across the college and communicate concerning the categories she is going to take.

12:45 p.m. — I used to be hungry for lunch about an hour in the past, however I were given sidetracked with scholars who had to see me. Then I needed to “walk” (learn: escort) a scholar to in-school suspension. So is going the lifestyles of a college counselor! When I am getting again to my workplace, I see that my candy coworker left me her comfortable pretzel; they arrive with college lunches however she didn’t need hers and is aware of I really like them. I devour that during roughly 5 seconds, then transfer directly to the lunch I prepped the day prior to this whilst I learn emails.

1:30 p.m. — I love one thing candy within the afternoon, so I’ve a small apple and a work of chocolate one among my scholars gave me for Christmas. I additionally make a cup of decaf espresso to sip on whilst I rush round to conferences this afternoon.

three:30 p.m. — Feeling so snacky nowadays! I devour a bit slice of leftover total wheat banana bread and a couple of crackers with cheese. I all the time pack additional such things as this in my lunchbox in case of a snack assault.

four:30 p.m. — I come to a decision to run the few miles over to my ClassPass magnificence this night, which is a spin magnificence at Flywheel. It’s now not too a ways and most commonly downhill from my condominium — plus, parking is a nightmare close to the studio. I inform myself I’ll stroll or take the bus house if I’m too pooped after magnificence is over.

five:30 p.m. — Great spin magnificence! I depart dripping in sweat, feeling sturdy and thankful for a frame that is in a position to do loads of various things.

6:15 p.m. — Grab a unfastened apple at the means out of the studio to maintain me for my stroll house. My telephone lately began to spontaneously die when the elements is chilly, so I spend the quiet stroll house creating a to-do listing in my head, considering over the day, and questioning if we’ll have a snow day the next day to come.

7 p.m. — Get house and get started making ready vegetable pot pie for dinner! I’m the use of a Thug Kitchenrecipe, so it’s vegan — except for I take advantage of common pie crust, as a result of pie crust will have to have butter in my humble opinion. I simply put it within the oven to bake when my good friend calls. We’re each good women who love trashy fact tv, so we chat for a little concerning the finale of “RelationShep” on Bravo. She makes me chuckle like loopy.

eight p.m. — Take a handy guide a rough bathe, placed on PJs, and serve myself dinner. It is scrumptious! I end the night time off through style trying out probably the most cereal milk ice cream from the day prior to this. Oh guy, is it just right. The buttery cereal disintegrate tears up the roof of my mouth a bit bit, however that’s a just right drawback to have, I feel.

nine:30 p.m. — Put on my retinol cream, take out my contacts, and hit the hay, hoping for a snow day the next day to come.

five:30 a.m. — Wake as much as a textual content that we have got a two-hour extend. I’ll take that! I set my alarm for 7 and return to sleep.

7 a.m. — I’m conscious. It felt so just right to sleep in and nonetheless beat my alarm. I make a pot of espresso and a extra time-intensive breakfast: a bowl of oatmeal with chia, flax, cinnamon, 1/2 a banana, and a scoop of peanut butter. I devour, drink my espresso, learn blogs, and test my price range. I’m nonetheless ready on a go back credit score for a dear jacket I returned per week or two in the past, but it surely’s now not in but. Grr! I test my e-mail and notice that the shop is attempting to ship me a shop bank card as a substitute of refunding the cash to my bank card. Frustrated, I e-mail customer support to look what they may be able to do. I see Madewell order for a couple of denims I used to be waitlisted for went via. (The trouble of desiring tall sizes!) I were given them for a super deal all the way through a 30% off sale, although, so I didn’t thoughts ready. I replace my price range spreadsheet with those purchases. $59.48

eight a.m. — Start getting in a position for paintings. I’ve additional time and come to a decision to place a couple of curls in my hair. Drink another cup of espresso sooner than leaving.

10 a.m. — Drop off my stuff in my workplace, then display my new scholar to all of her categories. Go to a gathering, see a couple of scholars, and prep for issues taking place subsequent week.

12 p.m. — Eat lunch sooner than I’ve to move down to hide the cafeteria. I devour the similar issues as the day prior to this plus an orange and carrots at the facet.

1 p.m. — I’ve a gathering at our county workplace this afternoon, so I depart college. On my means I forestall at one among my very favourite puts: Wegmans! As a born and raised Rochesterian, it is a giant deal for me, and indisputably price going out of my means in the course of the Northern Virginia suburbs. I’ve plans to take myself to a film this night, which calls for gummy goodies and perhaps chocolate. I select and select some favorites from the majority phase and likewise snatch a twelve-pack of vitamin root beer, gum, a large bag of epsom salts, heavy cream, and malted milk powder to make extra ice cream. Can’t forestall, gained’t forestall. $20.61

2:30 p.m. — Leave the county workplace and head house. I’ve the entire afternoon forward of me! In a flash of creativity, I get started brainstorming my maid of honor speech for my best possible good friend’s wedding ceremony. It’s now not till the autumn however nice recollections and concepts popped into my mind randomly this afternoon. I make a voice recording on my telephone so I don’t put out of your mind!

three:15 p.m. — Well, crap. Apparently Aritzia most effective offers retailer credit score for returned sale pieces. I’m kicking myself for now not checking the coverage extra in moderation, and mad that I gained’t get the cash again, which I sought after to place in opposition to my higher than standard bank card invoice this month. I assume it’s just right I’ve retailer credit score, however I by no means even in reality store right here. Sigh. Lesson discovered.

three:30 p.m. — Dust my condominium, Swiffer the flooring, water my plant, fold laundry. I additionally pay a invoice from my physician’s workplace. I believed I had a yeast an infection closing month (I didn’t, thank goodness!) so my physician ordered labs that insurance coverage most effective in part coated. I attempt to have as many zero-spend days as imaginable in a month (which I’m doing an excessively dangerous process of this week). Since I’ve already spent cash nowadays, I determine I would possibly as neatly test off this. $38.15

four:15 p.m. — Getting beautiful hungry so I devour leftover roasted candy potatoes and watch an episode of “The Marvelous Mrs. Maisel.” Take a ruin to name my best possible good friend and need her success on a role interview. I make a batch of malted vanilla ice cream and a pan of boxed brownies that I’m going to cut up and blend in.

five p.m. — Early fowl dinner: leftover cauliflower fried rice and kung pao hen.

five:30 p.m. — I’m feeling a bit cooped up and I come to a decision to get recent air and workout through strolling 35-ish mins right down to the Loft retailer to look what’s new. I don’t wish to purchase anything else straight away however I’m out there for a brand new skirt or two, a couple of labor pants, and a sweater. It’s freezing out so I stroll temporarily and get my center pumping!

6:30 p.m. — Struck out at Loft, which is a superb factor for my price range. I come to a decision it’s too chilly to stroll to and from the film theater like I deliberate. I’ll have to look Call Me By Your Name over again. I head house and swing through the library to select up a couple of extra holds that got here in.

7:30 p.m. — When I am getting house, I churn up my ice cream, including the brownie items and a caramel swirl, and stick it in bins within the freezer to proportion with buddies and coworkers. Then I take a tub, devour probably the most film gummies I purchased previous, turn via cookbooks, and concentrate to a podcast. I textual content my brother about coming over to select up ice cream the next day to come, textual content a little with a couple of buddies, and do some surfing on OkCupid.

nine:15 p.m. — In mattress studying my guide. An early night time is superb with me! I remind myself to make plans with buddies over the weekend; it is going to really feel just right to be a bit extra social after an introverted week.

five:45 a.m. — Up and beginning my morning regimen. I take my nutrition, installed my contacts, placed on some serum and face oil, put some dry shampoo in my 2nd day hair, and brush my enamel. Then I make espresso and pack my lunch.

6 a.m. — Do about 10 mins of Duolingo observe whilst ingesting espresso. I wish to be extra in keeping with this addiction — generally I’m nice for approximately 3 weeks after which I utterly forestall. I’m visiting my brother in Paris in April, in order that is motivation to observe my rusty highschool French! I’m additionally attempting to be told Spanish as a result of a large number of the scholars and households I paintings with are from Latin America, so perhaps I’ll trade which language I observe on a daily basis. I used to be taking a Spanish magnificence but it surely were given too pricey, so this might be a just right unfastened technique to observe.

6:45 a.m. — Easy breakfast of 2 slices of total wheat toast, one with peanut butter and one with butter, with a pear at the facet. Get at the highway to paintings a couple of mins later than I used to be hoping to.

eight a.m. — Drink my 2nd cup of espresso all the way through my first assembly of the day.

11 a.m. — This morning has been loopy demanding. I’m seeking to do ten issues directly (see scholars, prep for registration, make agenda adjustments, plan a child bathe potluck for a coworker) and I think like I’m now not making growth on any of it. I’m already hungry at 11, so I devour an orange and crackers to tide me over till lunch, and stay plugging away.

12 p.m. — Lunch is leftover veggie pot pie with a spinach salad at the facet. A short time after lunch, I devour a small apple and darkish chocolate leftover from Christmas. I replace my price range spreadsheet over lunch and browse one among my favourite money-related internet sites, The Billfold.

five:15 p.m. — I’ve to satisfy with a scholar’s folks and a trainer after college, which helps to keep me there means later than same old; it occurs. My best possible good friend asks if I will select her up from campus at the means house. It’s on my means and it’s freezing out (she hates the chilly!) so I inform her no drawback. She stops at my condominium to select up ice cream sooner than heading house.

6 p.m. — I textual content a father or mother about tutoring her son and prepare to satisfy this Saturday. The more cash might be nice!

6:30 p.m. — Go over to my good friend’s condominium for dinner. She feeds me leftover baked ziti and salad, which clearly tastes superb as it wasn’t made through me! We drink a lager and plan a possible summer season program for emerging high-school seniors. She’s a super writing trainer and we predict shall we earn a living through doing a weeklong faculty software and essay bootcamp in combination. We brainstorm for some time and half-watch what could be the worst display ever made, Hart of Dixie.

eight:30 p.m. — Walk house, take a bath, and get started winding down. I style take a look at a bit little bit of the ice cream I made the day prior to this. It is so just right, oh my goodness. New favourite taste. I carry my computer in mattress to look at an episode of The Real Housewives of Beverly Hills. I do know higher however each and every now and again, I give in to the urge!

five:45 a.m. — The same old morning regimen commences.

6:15 a.m. — Pack up my lunch for nowadays and make breakfast: multigrain toast, one with jam and one with butter, with two fried eggs and a couple of blackberries. And espresso, clearly. Check Mint, switch my Venmo stability to my financial institution, and browse blogs.

7:30 a.m. — Get to paintings a bit early. Sip espresso in my shuttle mug and check out to judge a couple of scholars’ transcripts sooner than a hectic day of conferences. A candy scholar gave me a Starbucks present card the day prior to this for serving to him with one thing, so I upload that and a couple of others I had from Christmas to the app on my telephone. Easier than juggling separate playing cards which rather well may just fall into the black hollow this is my handbag. Remind myself to write down him a thank-you be aware later.

7:45 a.m. — Text with my good friend who is thinking about getting bangs. I used to have tremendous complete bangs and beloved them. Seeing the brand new “Fifty Shades of Grey” trailer has made me need them once more in a large means. The films is also problematic, however rattling, Anastasia Steele has just right hair! I be mindful how aggravating bangs may also be, although, particularly as soon as making a decision you now not need them. What to do?!

12 p.m. — My coworkers and I if truth be told are in a position to take a seat down for 20 mins to devour lunch in combination. Miracle of miracles! I really like talking to them, however we’re all so busy that it doesn’t occur frequently. I’ve leftovers once more and I’m taking a look ahead to a brand new lunch subsequent week. I devour temporarily as a result of I’ve to run to some other assembly at 12:30.

1:45 p.m. — Snack on a couple of brownie items and an apple to energy me via the remainder of my afternoon conferences.

three:15 p.m. — So satisfied it’s the weekend. I blast old-fashioned John Mayer at the power house (embarrassing) and believe how I’d love to spend my night time.

four:30 p.m. — Change into exercise garments and opt for a stroll. It’s gorgeous out; the solar is environment and it’s nonetheless within the low 50s. I forestall through an ATM to deposit money, then stroll for 30 mins or so. whilst talking to my folks at the telephone. This diary is making me notice how frequently I’m at the telephone! I’m glad to stick hooked up with family and friends who are living somewhere else however I realize it’s frequently a large distraction.

five:30 p.m. — Craving an enormous salad for dinner, I make one with romaine, spinach, pistachios, goat cheese, and dried cranberries. With some popcorn at the facet for a complete grain. Yum! I get started season two of The Crown.

7:30 p.m. — Finish the night time with the remainder of my gummies and chocolate, and a large glass of water. My brother comes over for ice cream and we chat for some time. He works a loopy consulting process so I don’t get to look him frequently. He turns out so previous and mature to me!

nine:30 p.m. — Wind down for the night time, keen to complete my guide. I’m feeling rested after a quiet couple of days, and I’m excited to have some extra a laugh this weekend!

a week in washington d c on a 56687 salary - A Week In Washington, D.C., On A $56,687 Salary

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